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Distributing a house through a trust

What Trust Should I Use to Pass my Home to Heirs?

POSTED ON: March 24, 2022 BY: Kyle Krull
Placing a home in a trust can be helpful or harmful. Protecting wealth and distributing assets can feel overwhelming. People worry about protecting their assets from bad life choices made by their heirs. They also worry about tax implications and whether their heirs will be able to pay these after they have died. According to […]
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House deed

Should I Include My Heir on My House Deed?

POSTED ON: March 23, 2022 BY: Kyle Krull
Retitling a house deed can lead to unfortunate unintended consequences. You own a home. If you are like many people, this is likely your most significant asset. As such, it should be an priority to consider in your estate planning. According to a recent St George News article titled “Naming a child on your deed […]
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Siblings splitting an inheritance

Can I Split My IRA Inheritance with My Siblings?

POSTED ON: March 22, 2022 BY: Kyle Krull
Splitting an inheritance with a sibling after the death of a loved one can be complicated. Your family is close. All siblings are equally responsible and none has any marital strife (of which you are aware). In short, your family has few liabilities but has ample love and respect for each other. Your parents explained […]
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Financial affairs

Can I Help a Dying Loved One with Financial Affairs?

POSTED ON: March 21, 2022 BY: Kyle Krull
Financial affairs are often ignored as loved ones are dying. When loved ones are ill or dying, there already are many emotional and physical demands on the family. Family members are responsible for overseeing care. Sometimes this involves personally taking the loved one to appointments, preparing meals, or helping with bathing and dressing. Other times, […]
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Eye drops for presbyopia

What is Presbyopia and Can it be Treated?

POSTED ON: March 18, 2022 BY: Kyle Krull
Those with presbyopia may experience relief with a new drug. Eyesight tends to decline with age. I know. I have "cheaters" in nearly every room of our home. The symptoms and severity are not the same for every person. Some simply have trouble seeing in the dark. Others may find cataracts developing in their eyes […]
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Life insurance

Should Minor Children be Life Insurance Beneficiaries?

POSTED ON: March 17, 2022 BY: Kyle Krull
Life insurance provides protection for families with young children. Life insurance is not always necessary. If you are single and have enough saved to bury you when you die and pay any additional expenses or debts, you likely could bypass a policy. But what if you later marry, have children, and become "uninsurable" for some […]
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Hearing Aids

Are Hearing Aids Becoming More Accessible?

POSTED ON: March 16, 2022 BY: Kyle Krull
Hearing aids can be incredibly expensive. People often take their ability to hear for granted. You can drive anywhere and find people blasting the music in their cars. They seem to be oblivious to how this habit impacts their delicate inner ears. Ah, youth. Although some people lose their hearing from poor choices; others experience […]
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Cryptocurrency

How Does One Plan for Cryptocurrency?

POSTED ON: March 15, 2022 BY: Kyle Krull
Cryptocurrency can be easily misplaced after the owner has died. Non-digital and traditional assets are less likely to be lost or misplaced. Your children can see your home. They have probably admired your jewelry, art, and collectibles over the years. Bank and investment statements allow them to see how much money you in them. According […]
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Doctor visit

What Symptoms Warrant a Doctor Visit?

POSTED ON: March 14, 2022 BY: Kyle Krull
Certain symptoms cannot be ignored and should involve a visit to the doctor. As people age, they get used to pain and discomfort. When it comes to physical ailments, they increasingly seem to be a part of everyday life to some degree. Although bodies are not at their peak condition during retirement years, not all […]
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Heirs with disabilities

Can I Leave Assets to Heirs with Special Needs?

POSTED ON: March 11, 2022 BY: Kyle Krull
Heirs with special needs require special planning. You are preparing your estate plan. Your hope is that your estate will bless your heirs and their futures. However, what if you have a loved one with special needs? You should think twice before leaving an outright inheritance. According to a recent Kiplinger article titled “How to […]
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