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Beneficiary designations

What Are Mistakes on Beneficiary Designations?

POSTED ON: August 9, 2022 BY: Kyle Krull
Beneficiary designations cannot be overlooked in estate planning. Movies and media often misrepresent estate planning. They tend to focus only on the last will and testament of an individual. In doing so, it appears this is the only means of distributing wealth. Nothing could be further from reality. According to a recent Kiplinger article titled […]
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Ambiguous loss

What is Ambiguous Loss?

POSTED ON: August 8, 2022 BY: Kyle Krull
Ambiguous loss is common when a loved one has dementia. Dementia and Alzheimer’s involve declines in mental functioning. This can have physical and emotional consequences for the individual with the diagnosis. Caregivers get a front row seat to their loved one changing. According to a recent Banner Health article titled “Caregiving and Dementia: Navigating Ambiguous […]
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Insurance policies

Do Retirees Need Insurance Policies?

POSTED ON: August 5, 2022 BY: Kyle Krull
Some insurance policies are necessary through all life stages. Insurance is certainly helpful in adulthood. Without car insurance, a simple fender bender could prove devastating to any budget. Home owners insurance is a lifesaver should your basement get flooded, your roof get struck by lightening, or your neighbor boy hit a baseball through the window […]
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Medicare drug

What is the Best Medicare Drug Plan for Me?

POSTED ON: August 4, 2022 BY: Kyle Krull
It is possible to save money on Medicare drug expenses. You read that right. Read on. Most people have had to take prescription medications at some point during their lives. For some, these drugs may target chronic and ongoing issues. For others, the medications may have been prescribed to address an illness or ailment for […]
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Estate planning attorney

Why Do I Need an Estate Planning Attorney?

POSTED ON: August 3, 2022 BY: Kyle Krull
Hiring an estate planning attorney is always a good idea. Okay, that sounds self-serving, but stay with me on this. Many people try to do estate planning on their own. They think they can simply download a document from the internet and call it good. Generally, this does not turn out well. Even if a […]
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Tony Siragusa

What Was the Tony Siragusa Estate Worth?

POSTED ON: August 2, 2022 BY: Kyle Krull
Tony Siragusa was but 55 years old when he died. Sports commentators tend to be former athletes. As such, people tend to believe they are in fairly good health. This assumption makes the death of Tony “The Goose" Siragusa in June of this year surprising. According to a recent MSN article titled “What Was NFL […]
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Irrevocable trust

Does an Irrevocable Trust Avoid all Taxes?

POSTED ON: August 1, 2022 BY: Kyle Krull
An irrevocable trust may not be able to escape the capital gains tax. Minimizing taxes is a common estate planning goal. Most people would prefer their assets benefit loved ones or a special charity than the government. Those who work with an experienced estate planning attorney have better chances than others to accomplish this goal. […]
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Marital trust

Should My Spouse and I Use a Marital Trust?

POSTED ON: July 29, 2022 BY: Kyle Krull
A marital trust can be a wise estate planning move for couples. Thinking about death is unpleasant for anyone. It can be especially difficult for those who are married. Sharing life with a partner underscores the loneliness experienced after the death of a spouse. Despite the uncomfortable nature of estate planning, it is essential to […]
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Early retirement

Can I Stretch My Money after Early Retirement?

POSTED ON: July 28, 2022 BY: Kyle Krull
Early retirement does not have to mean full retirement. People are not always able to retire when they planned. Sometimes life has a way of throwing us curves. Whether a business downsizing or a serious illness forces early retirement, people may need to be creative when it comes to funding their golden years. According to […]
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Burial insurance

Why Would a Person Need Burial Insurance?

POSTED ON: July 27, 2022 BY: Kyle Krull
Burial insurance can help your loved ones pay for your funeral. With the rise in inflation, the cost of living has increased. This reality is unavoidable. It has caused the price of gas, groceries, and rent to rise. While these living expenses occur on a regular basis, the cost of dying is easily overlooked. According […]
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