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Health insurance

Can Early Retirees Get Health Insurance?

POSTED ON: September 29, 2022 BY: Kyle Krull
Health insurance can feel overwhelming whether employed or retired. Medical care is valuable at any age. As adults grow older, they tend to require more appointments with physicians. The number of tests and screens grow more prevalent as the body naturally wears down with time. According to a recent Kiplinger article titled “I Can’t Retire […]
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Social

Does My Social Life Impact My Dementia Risk?

POSTED ON: September 28, 2022 BY: Kyle Krull
Certain social habits may demonstrate a greater risk of dementia. Relationships are important. A strong family can provide security, love, encouragement, and trust. Good friends choose to spend time with you and be a part of your life in the good and bad times. In short, people of all ages need to be in relationship […]
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Pot trust

How Can a Pot Trust Help My Children?

POSTED ON: September 27, 2022 BY: Kyle Krull
A pot trust can be helpful for families with multiple children. Parenting is challenging. Navigating how to care for each child as an individual, while also supporting the family unit, is no small task. It can be hard to know what each child will need in the future and how choices today will impact them […]
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Gifts

Do Deathbed Gifts Reduce Taxable Estates?

POSTED ON: September 26, 2022 BY: Kyle Krull
Gifts can be a helpful way of reducing estate tax liability. Estate taxes can cost certain estates significantly. Because taxes can reduce inheritances to heirs, it is not surprising when people try to plan strategically to reduce these costs. Sometimes these give rise to cases and questions in Tax Court. Rut row. According to a […]
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Living will

What Does a Living Will Accomplish?

POSTED ON: September 23, 2022 BY: Kyle Krull
A living will is essential in a medical crisis. Families commonly have to make truly challenging decisions regarding health care of loved ones. Often these choices involve whether to provide life-sustaining treatments. The burden of this responsibility is heavy indeed. According to a recent Forbes article titled “How Does A Living Will Work?,” advanced planning for […]
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Probate

How Can Fewer Assets Pass Through Probate?

POSTED ON: September 22, 2022 BY: Kyle Krull
It can be helpful to reduce the size of a probate estate. The probate courts exist to oversee the passing of property between people and their heirs. Like many legal systems, it can be slow. When time is money, the costs can certainly add up. According to a recent Indianapolis Business Journal article titled “Try […]
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Nursing Home

How Do I Choose a Nursing Home?

POSTED ON: September 21, 2022 BY: Kyle Krull
Choosing a nursing home requires thoughtfulness and thoroughness. As loved ones age, they may lose independence in an instant. Whether through a fall or as the result of an illness, loved ones who enter a hospital may need more care than you can provide when they are released. In these situations, a nursing home or […]
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Estate planning

What Makes Estate Planning Crucial?

POSTED ON: September 20, 2022 BY: Kyle Krull
Estate planning has many purposes. Few people believe they have an estate. This would be true if they define an estate as having a mansion with land and servants. Think Downton Abbey. With this definition, very few would qualify. When it comes to estate planning, there is far broader definition of an estate. According to […]
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English

Can I Retire Abroad and Speak English?

POSTED ON: September 19, 2022 BY: Kyle Krull
It is possible to retire abroad and speak English. There was an old joke making the rounds when Gretchen and I lived in West Germany (yes, that was a while ago). "What do you call someone who speaks three languages?" Answer: "Trilingual." "What do you call someone who speaks two languages?" Answer: "Bilingual." "What do […]
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Tech support scam

How Do Scammers Pose as Tech Support?

POSTED ON: September 16, 2022 BY: Kyle Krull
Many scams involve the guise of tech support. Technology is a significant part of our lives. <understatement?> Unfortunately, technology is not always reliable and can easily malfunction. <understatement!> As a result, many Americans rely on the services of tech support to fix this issues. According to a recent Kiplinger article titled “Tech Support Fraud Targets […]
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