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Contingent beneficiaries

Is Naming Contingent Beneficiaries Straightforward?

POSTED ON: September 21, 2023 BY: Kyle Krull
Naming contingent beneficiaries is a key step in estate planning. In athletic competition, it is not enough to have one star player. Illness or injury could quickly sideline this exceptional athlete. Instead, it is essential to have a deep bench so your team can handle such unfortunate situations. According to a recent The Mercury article titled “PLANNING […]
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Types of trusts

What Are Different Types of Trusts?

POSTED ON: September 19, 2023 BY: Kyle Krull
The types of trusts people use depend on their goals. Estate planning can have various components depending on individual specific needs and goals. Smaller estates with responsible heirs may find arranging for direct non-probate transfers of their assets sufficient, with a last will and testament as a backup. Larger estates or those with more financial […]
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DASH diet

Is the DASH Diet Heart Healthy?

POSTED ON: September 18, 2023 BY: Kyle Krull
The DASH diet can help with blood pressure regulation. People choose what they eat for various reasons. Some people decide to eat only junk food because they enjoy the flavors. Others choose a diet based on wanting to lose weight quickly or build muscle. Sometimes individuals select their foods to address certain health concerns. According […]
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Pat Robertson

How Could Pat Robertson Maximize His Estate?

POSTED ON: September 15, 2023 BY: Kyle Krull
Pat Robertson left a large estate. Pat Robertson lived a long life as a prominent conservative Christian. He died in June at age 93. His entrepreneurial nature led him to found a variety of nonprofit and for-profit enterprises. These include Regent University, the American Center for Law and Justice, The Christian Broadcasting Network, International Family […]
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Prediabetes

Why is Prediabetes a Concerning Condition?

POSTED ON: September 14, 2023 BY: Kyle Krull
Prediabetes should be taken seriously. Health can be fleeting. Sometimes, sudden illness or injury can lead to a quick decline in health. Other times, one health condition slowly triggers another. According to a recent VeryWell Health article titled "What Is Prediabetes?" type 2 diabetes is often preceded by prediabetes. What exactly is prediabetes? It is […]
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IRA mistakes

How Costly are IRA Mistakes?

POSTED ON: September 13, 2023 BY: Kyle Krull
It is easy to make mistakes with IRA investments. There are often tradeoffs when comparing costs versus benefits. With IKEA furniture, you trade the time and frustration of assembly for the convenience of easily packing the entire piece of furniture into a vehicle. Consequently, it is not uncommon for mistakes to be made along the […]
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Retirement spending

What Spending Should Be Avoided in Retirement?

POSTED ON: September 12, 2023 BY: Kyle Krull
Retirees should not be frivolous in retirement spending. People like to reward themselves. On a small scale, this may involve a small sugary treat at the end of a long work week. On a larger scale, it may involve big-ticket items like a brand-new sports car or a luxury vacation. According to a recent msn.com […]
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Heartburn medication

Can Heartburn Medication Raise Dementia Risk?

POSTED ON: September 11, 2023 BY: Kyle Krull
Dementia risk could be increased through consistent use of heartburn medication. Despite extensive medical research, there is still much to learn about dementia and Alzheimer's. Scientists have found that environmental factors, lifestyle choices, and genetics play a role in developing these brain diseases. Genetics is the least capable of being addressed, even though you "can't […]
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buy a home

Can Parents Help Children Buy a Home?

POSTED ON: September 9, 2023 BY: Kyle Krull
It is possible to help your adult children buy a home. The economy has been declining in recent years. Inflation and interest rates are both high. Consequently, buying a house is challenging for many individuals, couples, and families. According to a recent Kiplinger article titled “Four Ways Parents Can Help Kids Be First-Time Home Buyers,” parents can […]
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Centenarian

What Health Advice does a Centenarian Give?

POSTED ON: September 8, 2023 BY: Kyle Krull
Health advice from a centenarian can be helpful. After all, that is pretty good street cred. Several factors influence the length of life. An individual cannot control some factors. People are at the mercy of their genes, accidents, and illnesses. Individuals can control other factors. According to a recent Insider article titled “A 101-year-old neurologist who […]
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