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Life settlement

What is a Life Settlement?

POSTED ON: October 16, 2023 BY: Kyle Krull
A life settlement can provide an alternative return on investment. Life insurance is one way to invest in the future support of your loved ones. At the same time, it can also feel like a financial risk. Some people find they never need their policy and receive little to no return on their investment. According […]
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Trustee

How Does a Trustee Serve Beneficiaries?

POSTED ON: October 13, 2023 BY: Kyle Krull
A trustee is responsible for trust administration. Trusts are useful estate planning tools for those who want to retain greater control over assets or maintain the privacy of their affairs. Several factors impact whether a trust will be effective. An experienced estate planning attorney creating the documents is critical to a healthy foundation. The trustmaker […]
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Retirement

How Should I Prepare for a Solo Retirement?

POSTED ON: October 12, 2023 BY: Kyle Krull
Solo retirement requires financial planning. Most people will be single in retirement at one point. Why? Some people live their entire lives single. As married couples age, one spouse typically outlives the other. "Gray divorce" is also growing in prevalence. According to a recent Go Banking Rates article titled "Why Every Woman Needs To Plan […]
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revocable living trust

When Is a Revocable Living Trust the Best Solution?

POSTED ON: October 11, 2023 BY: Kyle Krull
Retirees and others can benefit from a revocable living trust. Estate planning attorneys ask for a lot of personal and financial information when meeting new clients. Some people find this to be inconvenient. This simple inconvenience serves an important purpose. It helps the estate planning attorney conceptualize the needs of the clients because the information […]
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Haircuts

How Can Haircuts Help Detect Cancer?

POSTED ON: October 10, 2023 BY: Kyle Krull
Regular haircuts can help in detecting skin cancer. Moms and dermatologists tend to be the most vocal when it comes to protecting your skin. How often have you been told to wear sunscreen, a hat, or long-sleeve clothing to protect you from damaging UV rays from the sun? How often did you listen? Skin cancer […]
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Pour-over will

When Should I Have a Pour-Over Will?

POSTED ON: October 9, 2023 BY: Kyle Krull
A pour-over will can help tie up loose ends. Revocable Living Trust-based plans work as intended when the trust is funded. Some assets are placed in the trust while the trustmaker of the trust is alive. Other assets are intentionally left out or simply forgotten - more commonly, the latter. According to a recent Coeur […]
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life insurance

How Many Beneficiaries Should Life Insurance Have?

POSTED ON: October 6, 2023 BY: Kyle Krull
Life insurance is traditionally passed through beneficiary designations. Having an income is essential to living in America. Bills must be paid. Groceries must be purchased. Consequently, families who lose a parent with a paycheck are left more vulnerable. According to a recent yahoo! finance article titled “What happens if your life insurance beneficiary dies before you?,” […]
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Estate planning

How is Estate Planning Beneficial?

POSTED ON: October 5, 2023 BY: Kyle Krull
Estate planning is essential for numerous reasons. Many people became more aware of the uncertainty of life during COVID. The media constantly reminded people that death was possible and their livelihood and health were at risk. Although there was a slight rise in people prioritizing estate planning, many still do not have an estate plan. […]
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Massage

Should I Get a Massage to Reduce Blood Pressure?

POSTED ON: October 4, 2023 BY: Kyle Krull
High blood pressure may be lowered with the help of massage. Having high blood pressure is undesirable. It is often a sign of underlying health problems. Blood pressure can be raised through poor lifestyle choices and even stress. According to a recent VeryWell Health article titled “How Massage May Help Lower High Blood Pressure,” physicians recommend […]
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Wills or Trusts

Are Trusts Superior to Wills?

POSTED ON: October 3, 2023 BY: Kyle Krull
Wills and trusts are both useful estate planning tools. The debate over whether wills or trusts are better in estate planning has been argued by many for decades. The nature of this argument may be likened to whether a screwdriver or wrench is a better tool. It depends on what you need for the specific […]
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