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English

Can I Retire Abroad and Speak English?

POSTED ON: September 19, 2022 BY: Kyle Krull
It is possible to retire abroad and speak English. There was an old joke making the rounds when Gretchen and I lived in West Germany (yes, that was a while ago). "What do you call someone who speaks three languages?" Answer: "Trilingual." "What do you call someone who speaks two languages?" Answer: "Bilingual." "What do […]
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Tech support scam

How Do Scammers Pose as Tech Support?

POSTED ON: September 16, 2022 BY: Kyle Krull
Many scams involve the guise of tech support. Technology is a significant part of our lives. <understatement?> Unfortunately, technology is not always reliable and can easily malfunction. <understatement!> As a result, many Americans rely on the services of tech support to fix this issues. According to a recent Kiplinger article titled “Tech Support Fraud Targets […]
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Inherited IRA

What are Inherited IRA Guidelines?

POSTED ON: September 15, 2022 BY: Kyle Krull
Inherited IRA rules can complicate estate planning. Although some jobs still have pensions, this is increasingly more uncommon. In place of pensions, most people now have "defined-contribution" through individual IRAs or employer- sponsored retirement plans (think 401(k) or profit-sharing) plans. Several rules govern how these are taxed and what needs to be withdrawn during retirement. […]
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Balance

How Does Balance Impact Senior Health?

POSTED ON: September 14, 2022 BY: Kyle Krull
How well a person can balance may be a health indicator. Falls can cause injury at any age. When younger, damage is often minor. It includes bruises, scrapes, and a little embarrassment. For seniors, losing balance can lead to broken bones and dangerous head injuries. According to a recent The New York Times article titled […]
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Young adults

Do All Young Adults Need Estate Planning?

POSTED ON: September 13, 2022 BY: Kyle Krull
Young adults should prioritize estate planning. Although your chances of dying increase as you get older, death can come at any age. As my maternal grandfather would say, "The old must die and the young may die." Most people do not enjoy thinking about their own mortality. I get that. Who does? Against this backdrop, […]
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Unexpected death

How Can I Prepare for Unexpected Death?

POSTED ON: September 12, 2022 BY: Kyle Krull
The unexpected death of a spouse is devastating. Many factors in life cannot be controlled. Some of these can lead to untimely deaths. Even those who make healthy decisions can become victims of tragic accidents, sudden illnesses, or unfortunate genetics. According to a recent New Haven Register article titled “Are you prepared if your spouse […]
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Long-term care

How Can I Pay High Long-Term Care Costs?

POSTED ON: September 9, 2022 BY: Kyle Krull
The cost of long-term care is not going down. People are not all powerful. They cannot stop the steady march of time. Even making healthy decisions does not stop the aging process. As people get older, they require more assistance as their bodies begin to fail. According to a recent The Indiana Lawyer article titled […]
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Naomi Judd

Did Naomi Judd Disinherit her Daughters?

POSTED ON: September 8, 2022 BY: Kyle Krull
Naomi Judd left both wealth and heartache in her death. Success does not mean happiness. Many people who have achieved fame and wealth have died by their own hands. Naomi Judd joined these ranks in April. According to a recent yahoo! Entertainment article titled “Why Naomi Judd may have cut Ashley Judd and Wynona Judd […]
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Safe deposit box

What Should Not Go in a Safe Deposit Box?

POSTED ON: September 7, 2022 BY: Kyle Krull
A safe deposit box is not the best storage location for everything of value. Many people do not own a home safe. Instead, they believe it is best to utilize the security of the local bank. They sign up for a safe deposit box and begin placing their valuables into the little box. According to […]
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DIY estate planning

Is DIY Estate Planning Problematic?

POSTED ON: September 6, 2022 BY: Kyle Krull
DIY estate planning can create an unsolvable mess. It is common to ask people for advice or guidance. You can save time and money if you tackle and complete a project on your own. In most cases, this is harmless, even if the person you ask is not qualified to answer. Other instances? The stakes […]
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