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Estate planning conversations

How to Start an Estate Plan Conversation

POSTED ON: December 27, 2022 BY: Kyle Krull
Having conversations about estate planning can seem unpleasant during the holidays. Estate planning is not known to be a particularly happy topic. It involves facing our shared human condition of certain mortality, let alone potential morbidity. Most people simply prefer to ignore these facts of life. According to a recent Forbes article titled “Holiday Season […]
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Ultra-processed foods

How Bad are Ultra-Processed Foods?

POSTED ON: December 26, 2022 BY: Kyle Krull
Ultra-processed foods have been linked to cognitive decline. What people consume is important to their wellbeing. Whether it is media or food it can impact how people act and think. The old adage “you are what you eat” is corroborated more and more each year through empirical research. According to a recent MedPage Today article […]
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Wishing You and Yours a Most Blessed Christmas 2022

POSTED ON: December 25, 2022 BY: Kyle Krull
"One Solitary Life"* Here is a man who was born in an obscure village as the child of a peasant woman. He grew up in another obscure village. He worked in a carpenter shop until he was thirty and then for three years was an itinerant preacher. He never wrote a book. He never held […]
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Social Security

Will Social Security Run Dry?

POSTED ON: December 23, 2022 BY: Kyle Krull
Social Security may be running out. Retirement can be intimidating for many Americans. Without a continual stream of income, it is challenging to pay bills or cover the costs of daily living. Many Baby Boomers have been working at least since their early teen years, if not earlier. Work is just part of our DNA. […]
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Crossword puzzles

Do Crossword Puzzles Sharpen the Mind?

POSTED ON: December 22, 2022 BY: Kyle Krull
Crossword puzzles may facilitate cognitive health in aging populations. Words are hard. This is especially true of the English language. The vocabulary is vast. It is filled with unique rules and exceptions to rules for grammar and conjugation. When Gretchen and I were living in Germany (many "moons ago"), we became painfully aware how difficult […]
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Trust

When Is a Good Idea to Use a Trust?

POSTED ON: December 21, 2022 BY: Kyle Krull
A trust can be useful in various estate planning situations. More John F. Kennedy assassination-related documents were recently released to the public. This brings to mind the topics of death and wealth. Death often takes us and our loved ones by surprise. Before this happens it is important to have an estate plan in place. […]
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Flavonols

Can Flavonols Decrease Dementia Risk?

POSTED ON: December 20, 2022 BY: Kyle Krull
Flavonols may be good for brain health. Cognitive decline is a common concern for aging individuals. This only makes sense. The brain is connected to all body systems through the neural network and is responsible for their functioning. Cognitive decline can lead to falls, changes in personality, forgetfulness, and loss of independence. Scary stuff, yes? […]
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Can We Accurately Predict Dementia?

POSTED ON: December 19, 2022 BY: Kyle Krull
It may be possible to accurately predict dementia development. Some say ignorance is bliss. Others say knowledge is power. With dementia, it seems both can be true. According to a recent MedPage Today article titled “Dementia Risk Score Touts 'Nearly 100%' Predictive Accuracy,” understanding dementia has long been the subject of research. Researchers believe with […]
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Trust

Should I Choose a Will or a Trust?

POSTED ON: December 16, 2022 BY: Kyle Krull
Yes! A last will and testament and a revocable living trust are both effective estate planning tools. Estate planning does not look the same for everybody. The lives of singles look vastly different than those of married couples. It only makes sense their estate plans would also look different. According to a recent The News-Enterprise […]
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Aspirin

Does Daily Aspirin Protect Against Falls?

POSTED ON: December 15, 2022 BY: Kyle Krull
Aspirin may increase risk of injury from falls. Over-the counter medications can be helpful to deal with colds, flues, headaches, or other minor ailments. Sometimes, they are even believed to have preventative properties. Aspirin has often been encouraged for those at risk of heart attack. According to a recent MedPage Today article titled “Daily Aspirin […]
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