Social Security can be impacted by divorce. People have many different thoughts, feelings, and opinions about Social Security. For some people, this program IS their only source of retirement income. Even those who do not need Social Security still expect to receive monthly benefits because of the payments they made into the system while working. […]
The death of a spouse means additional responsibilities. Being married has numerous benefits. It allows for constant companionship and emotional support. It also enables couples to divide responsibilities and lighten individual burdens. According to a recent Forbes article titled "What To Do After The Death Of A Spouse," these benefits are immediately lost after a […]
It is possible to replace many lost documents. Losing essential items or documents is pretty common. When people move or clear out files and papers in their homes, sometimes important documents sneak into the mix as little stowaways. This can cause problems when these documents are later required for applications or approvals. According to a […]
Guidelines for RMDs look a little different in 2023. People save for retirement so they will have money to pay for things from bills to entertainment when they no longer work. Saving through a Roth IRA means the account is funded through after-tax dollars. With traditional IRAs and 401(k)s, pre-taxed money is added and grows […]
Social Security may be running out. Retirement can be intimidating for many Americans. Without a continual stream of income, it is challenging to pay bills or cover the costs of daily living. Many Baby Boomers have been working at least since their early teen years, if not earlier. Work is just part of our DNA. […]
Adjustments will be made to Social Security in 2023. Income is fairly straightforward prior to retirement. People are either self-employed or work for someone else. They get paid for goods or services provided. According to a recent Money Talks News article titled “5 Ways the Social Security System Will Change in 2023,” income in retirement […]
Social Security benefits may not be guaranteed to those conceived through in vitro after death. Many couples have fertility trouble. When getting pregnant naturally is not an option, many seek other avenues. Some choose adoption. Others commonly choose in vitro fertilization. According to a recent The Free Press article titled “Courts Ponder Benefits In Florida […]
Dementia and Alzheimer’s require thoughtful, but quick action. Hearing a doctor pronounce a diagnosis of dementia or Alzheimer’s is devastating. It impacts both the patients and their loved ones. Fear is a common response as the progression of the disease leads to loss of memories, personality, relationships, and independence. According to a recent Next Avenue […]
The reality of Social Security is not what many expect. Although most Americans have heard of Social Security, few have an accurate understanding of it. Expecting too much from Social Security can lead to disappointment and distress in retirement. Unfortunately, most Americans fall into this category. According to a recent Money Talks News article titled […]
The unexpected death of a spouse is devastating. Many factors in life cannot be controlled. Some of these can lead to untimely deaths. Even those who make healthy decisions can become victims of tragic accidents, sudden illnesses, or unfortunate genetics. According to a recent New Haven Register article titled “Are you prepared if your spouse […]
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Overland Park Estate Planning Attorney Kyle Krull assists clients in Kansas and Missouri with Estate Planning, Wills, Trusts, Revocable Living Trusts, Charitable Planning, Asset Protection and Business Succession Planning in the greater Kansas City area including Overland Park, Leawood, Olathe, Lenexa, Johnson County Kansas and Jackson County Missouri.
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