Kansas and Missouri Estate Planning Blog

Live alone

Can Those with Dementia Live Alone?

POSTED ON: February 7, 2023 BY: Kyle Krull
Those with dementia are at greater risk when they live alone. Independence is a common value in the United States. In fact, we have a shared "Declaration of Independence," after all. While children are dependent on their parents as they grow up, the goal is to rear self-sufficient adults. Seniors who have lived alone for […]
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Debt in retirement

Is it Unusual to Have Debt in Retirement?

POSTED ON: February 3, 2023 BY: Kyle Krull
Retirees often bring debt into retirement. Nobody likes being in debt. Even so, it is hard not to take on debt at some point in adulthood. People often need to take out loans to purchase a house, start a business, or attend college. According to a recent Money Talks News article titled “This Is the […]
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Long life

What Habits Threaten Long Life?

POSTED ON: February 1, 2023 BY: Kyle Krull
Certain habits may reduce your chances of living a long life. People have varying life expectancies. For example, family history can be a predictor of longevity. After all, it is hard to fool the gene pool. While it may be nearly impossible to choose your ancestors, you can choose your habits. Our lifestyle choices can […]
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Foods affect sleep

What Foods are Good for Sleep?

POSTED ON: January 24, 2023 BY: Kyle Krull
Eating certain foods may improve sleep. Sleeping well is a glorious feeling. It impacts energy levels and overall health. Although the amount of sleep an adult needs may vary from one stage of life to another, adults should have at least seven hours of solid sleep through the night. According to recent Seasons article titled […]
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Beneficiary designations

Can Beneficiary Designations Cause Problems?

POSTED ON: January 18, 2023 BY: Kyle Krull
Making mistakes on beneficiary designations is common. Preparing for death is an unpleasant reality. For this reason, people often avoid estate planning. When taking action at the approach of death, stress and urgency can impair thinking. According to a recent yahoo! Finance article titled “5 Retirement Plan Beneficiary Mistakes to Avoid,” taking steps in advance […]
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SECURE 2.0

What is Included in the SECURE 2.0 Act?

POSTED ON: January 17, 2023 BY: Kyle Krull
The SECURE 2.0 Act was passed in 2022. Preparing for retirement includes financial planning. People need to save money to help pay for goods and services when they no longer receive a income from their employment. Although most employers no longer provide pensions for their employees, most businesses offer some type of retirement benefit. According […]
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Stairs

Does Walking Up Stairs Improve Health?

POSTED ON: January 12, 2023 BY: Kyle Krull
Climbing stairs can help older adults stay healthy. Stairs have long been considered good exercise. Perhaps you played a sport where your coaches had you run stairs for conditioning. Think stadium or field house stairs. Maybe you have seen or used a “stair-stepper” at the local gym. Even if you have never been to a […]
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Flaxseed

How Can Flaxseed Support Health in Aging?

POSTED ON: January 9, 2023 BY: Kyle Krull
Flaxseed can benefit healthy aging. Genes certainly play a role in health as people age. After all, it is hard to fool the gene pool! Choices also impact the aging process. Kind of an extension of that "nature or nurture" thing. People with great genes can increase their risk of ailments through poor diet and […]
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Home improvements

What are Easy Home Improvements for Aging?

POSTED ON: January 6, 2023 BY: Kyle Krull
Making home improvements can help people live more independently as they age. Houses require a lot of TLC. At the minimum they require maintenance. People often also choose to make renovations to the home by updating flooring, bathrooms, and kitchens. These improvements often increase the value of the home. According to a recent US News […]
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Physical activity

How is Vigorous Physical Activity Helpful?

POSTED ON: January 5, 2023 BY: Kyle Krull
Physical activity often leads to better health outcomes. Most people in the United States are considered to live sedentary lives. Many careers are considered "desk jobs" where people answer phones or work on computers for hours each day. Leisure options like playing video games, scrolling through social media, streaming movies or television shows, or watching […]
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