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Heart attack

What are Symptoms of a Silent Heart Attack?

POSTED ON: October 12, 2021 BY: Kyle Krull
There may be several warning signs before a heart attack. Heart health is important to life. Literally. Because the heart pumps oxygen to and carbon dioxide from vital organs, the failure of this organ leads to death. Diet, lifestyle, and genetics influence cardiovascular health. Yes, truly it is hard to fool your own gene pool. […]
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Estate Planning for Digital Assets

What are Considered Digital Assets?

POSTED ON: October 11, 2021 BY: Kyle Krull
Digital assets should not be ignored in estate planning. The digital world has grown exponentially over the years. Gone are the days of dial-up and floppy disk storage. With smartphones, people carry a personal computer in their pockets everywhere they go. According to a recent Baltimore Business Journal article titled “Estate planning for your digital […]
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Buy-sell agreement

What Should be Included in a Buy-Sell Agreement?

POSTED ON: October 8, 2021 BY: Kyle Krull
A buy-sell agreement can protect a small business. Business owners have a lot to think about. Their daily concerns include customers, employees, and finances. In fact, they are the last one's to get paid each month (if then). With the constant demands on their attention, business owners can forget to consider what will happen when […]
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Key elements of estate planning

What are Key Elements of Estate Planning?

POSTED ON: October 7, 2021 BY: Kyle Krull
There are key elements common to estate planning success. Preparing an estate plan is no small task. It requires action, knowledge, and attention to detail. When people underestimate the important of estate planning, they can cause problems for themselves and their loved ones. According to a recent Bankrate article titled “Estate planning checklist: 3 key […]
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Conditions

Are There Limits to Conditions on Bequests?

POSTED ON: October 6, 2021 BY: Kyle Krull
Placing conditions on an inheritance can cause problems. In some instances, it is appropriate to require certain standards to be met before receiving a benefit. Students must earn a minimum grade to pass a course. Athletes must pass a drug test to compete at the Olympics. Even attorneys must pass the bar exam to practice […]
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Hyperbaric oxygen therapy

How can Hyperbaric Oxygen Therapy Help the Brain?

POSTED ON: October 5, 2021 BY: Kyle Krull
Hyperbaric oxygen therapy may prove a beneficial treatment for brain trauma. Dementia and Alzheimer’s are devastating brain diseases. They impact relationships with loved ones and endanger physical health. This impacts alone make these diseases particularly devastating for people and their loved ones. Much research has been focused on Dementia and Alzheimer’s in recent years. According […]
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Move it to a new state

What Should I do When Moving to a New State?

POSTED ON: October 4, 2021 BY: Kyle Krull
Moving to a new state requires updating several legal documents. The process of moving is never simple. It involves packing and unpacking, purchasing or renting a new residence, and saying goodbyes. Moving is further complicated when you move to a new state. According to a recent J.P. Morgan article titled “Changing your state of residence,” […]
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Tax law

What Tax Law Changes Might Impact my Estate Plan?

POSTED ON: October 1, 2021 BY: Kyle Krull
It is important to adjust estate planning for changes in tax law. It has been said “the only constant is change.” People get older, trends come and go, and technology is constantly developing. Similar to updating an operating system on your phone so it can continue to function well, estate plans should be updated regularly […]
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Pot trust for minor children

What Does a Pot Trust Accomplish?

POSTED ON: September 30, 2021 BY: Kyle Krull
A pot trust can provide flexibility in estate planning. You know you need an estate plan. The problem you face is knowing what you should include in your estate plan. Should you use a will-based plan or a revocable living trust-based plan? According to a recent Wealth Advisor article titled “How Does a Pot Trust […]
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Life insurance with adult children

Should I Keep Life Insurance With Adult Children?

POSTED ON: September 29, 2021 BY: Kyle Krull
Life insurance can be useful in a variety of circumstances. Many people purchase life insurance policies when they have young families. They want to provide income for their spouse and children if they were to die. After all, life insurance is the only financial product that can create an "instant estate" before you have time […]
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