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nursing home costs

Will Nursing Home Care Cost Me Everything?

POSTED ON: September 29, 2020 BY: Kyle Krull
Paying for nursing home care may consume all of your savings. There are many physical ailments associated with aging. As we get older, our bodies wear out. Although some individuals can live independently for a time or have family caretakers, many seniors will require some form of long-term care outside the home setting. According to […]
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long term care insurance reform

Will Long-Term Care Insurance See Reform?

POSTED ON: September 7, 2020 BY: Kyle Krull
Long-term care insurance will not be reformed, at least by federal government edict. The numbers are sobering when it comes to the likelihood of needing long-term care. It is well worth your time to read an in-depth study on this subject from the U.S. Department of Health & Human Services. Spoiler alert: the risk of […]
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heals act

What Does the HEALS Act Propose?

POSTED ON: August 19, 2020 BY: Kyle Krull
The proposed HEALS Act impacts Medicare in 2021. You are a citizen of the United States of America. What happens in Washington D.C. affects you. As such, it is good to be informed when it comes to new legislation. This is especially true with decisions regarding Social Security or health care. According to a recent […]
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caregivers for veterans

Can a Family Caregiver to a Veteran Receive Aid?

POSTED ON: August 4, 2020 BY: Kyle Krull
A family caregiver for a "qualifying" veteran may receive financial compensation. Your loved one served in the military. Your loved one now requires the assistance of a caregiver. Perhaps this is due to age. Maybe it is the result of an combat injury. Whatever the cause, you have taken on the responsibility of caregiver. According […]
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long term care insurance fraud

What is Long-Term Care Insurance Fraud?

POSTED ON: July 29, 2020 BY: Kyle Krull
Scammers are committing long-term care insurance fraud. Paying for long-term care is a daunting expense in retirement. Medicare does not provide coverage for these services. For this reason, many people must seek alternative means of payment. One such option is long-term care insurance. According to a recent The Street article titled “How to Protect Yourself and […]
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elder abuse

Are COVID-19 and Elder Financial Abuse Connected?

POSTED ON: July 14, 2020 BY: Kyle Krull
Elder financial abuse is a growing problem in the midst of the current pandemic. When you think of the impact COVID-19 has had on seniors, you likely think of healthcare vulnerabilities. Although the elderly are certainly in a high risk category for the negative affects of the virus itself, the pandemic has left them vulnerable […]
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Why Would I Need a Medigap Policy in Kansas City?

Why Would I Need a Medigap Policy?

POSTED ON: July 7, 2020 BY: Kyle Krull
Some people require Medigap policies to supplement their Medicare coverage. Medicare provides medical coverage for senior Americans. About 62.3 million individuals are enrolled in Medicare. Many people require more coverage than what they receive through Medicare. According to a recent CNBC article titled “A ‘Medigap’ policy picks up some costs that Medicare won’t. Here are […]
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Will Medicare Continue Covering Telehealth?

POSTED ON: June 30, 2020 BY: Kyle Krull
Medicare may continue its level of telehealth coverage after COVID-19. Many services have adapted in the midst of COVID-19. To minimize potential exposure to the virus, telehealth has become an important alternative to in-person visits. By providing accessibility to these services, Medicare expanded its telehealth coverage during COVID-19. According to a recent STAT article titled […]
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Can Exercise Slow Dementia Progression?

POSTED ON: June 17, 2020 BY: Kyle Krull
Exercise can benefit those at risk of dementia. Your loved one is showing signs of dementia. Perhaps it is not a loved one. It is you. What can you do? Will anything help? According to a recent New Atlas article titled “Aerobic exercise shown to improve memory in those at risk of dementia,” a new […]
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stimulus checks

Are Stimulus Checks Resources Under Medicaid?

POSTED ON: June 11, 2020 BY: Kyle Krull
Stimulus checks of patients do not belong to nursing homes. Did your loved one qualify for a stimulus check? Does this loved one also live in a nursing home paid for through Medicaid? Has the nursing home required the stimulus check to be signed over as a “resource”? According to a recent CBS Local New […]
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