Individuals with disabilities may be able to qualify for Medicaid and have their own savings. Do you (or a loved one) have a disability? If yes, then you understand the value of assistance from means-tested government programs. Qualifying for and remaining eligible for these programs can be tricky. This is especially true if you or […]
Paying for nursing home care may consume all of your savings. There are many physical ailments associated with aging. As we get older, our bodies wear out. Although some individuals can live independently for a time or have family caretakers, many seniors will require some form of long-term care outside the home setting. According to […]
Long-term care insurance will not be reformed, at least by federal government edict. The numbers are sobering when it comes to the likelihood of needing long-term care. It is well worth your time to read an in-depth study on this subject from the U.S. Department of Health & Human Services. Spoiler alert: the risk of […]
The proposed HEALS Act impacts Medicare in 2021. You are a citizen of the United States of America. What happens in Washington D.C. affects you. As such, it is good to be informed when it comes to new legislation. This is especially true with decisions regarding Social Security or health care. According to a recent […]
A family caregiver for a "qualifying" veteran may receive financial compensation. Your loved one served in the military. Your loved one now requires the assistance of a caregiver. Perhaps this is due to age. Maybe it is the result of an combat injury. Whatever the cause, you have taken on the responsibility of caregiver. According […]
Scammers are committing long-term care insurance fraud. Paying for long-term care is a daunting expense in retirement. Medicare does not provide coverage for these services. For this reason, many people must seek alternative means of payment. One such option is long-term care insurance. According to a recent The Street article titled “How to Protect Yourself and […]
Elder financial abuse is a growing problem in the midst of the current pandemic. When you think of the impact COVID-19 has had on seniors, you likely think of healthcare vulnerabilities. Although the elderly are certainly in a high risk category for the negative affects of the virus itself, the pandemic has left them vulnerable […]
Some people require Medigap policies to supplement their Medicare coverage. Medicare provides medical coverage for senior Americans. About 62.3 million individuals are enrolled in Medicare. Many people require more coverage than what they receive through Medicare. According to a recent CNBC article titled “A ‘Medigap’ policy picks up some costs that Medicare won’t. Here are […]
Medicare may continue its level of telehealth coverage after COVID-19. Many services have adapted in the midst of COVID-19. To minimize potential exposure to the virus, telehealth has become an important alternative to in-person visits. By providing accessibility to these services, Medicare expanded its telehealth coverage during COVID-19. According to a recent STAT article titled […]
Exercise can benefit those at risk of dementia. Your loved one is showing signs of dementia. Perhaps it is not a loved one. It is you. What can you do? Will anything help? According to a recent New Atlas article titled “Aerobic exercise shown to improve memory in those at risk of dementia,” a new […]
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Overland Park Estate Planning Attorney Kyle Krull assists clients in Kansas and Missouri with Estate Planning, Wills, Trusts, Revocable Living Trusts, Charitable Planning, Asset Protection and Business Succession Planning in the greater Kansas City area including Overland Park, Leawood, Olathe, Lenexa, Johnson County Kansas and Jackson County Missouri.
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