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What Paperwork Should I Keep This Year?

POSTED ON: January 16, 2020 BY: Kyle Krull
Paperwork has a time limit. Or does it? With the beginning of each new year, we look around and wonder what to do with it. For many people, this is a good time to declutter their paperwork. We all have files. These could be purchase receipts, tax documents, or official correspondences. According to a recent […]
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What Are Health Care Directives?

POSTED ON: January 15, 2020 BY: Kyle Krull
Advance health care directives are important for all adult Americans. People do not stay healthy forever. Bodies either wear out over time or get beat down through injury or illness. When this happens, people may not be able to express their own medical decisions. According to a recent Forbes article titled “Two-Thirds of All Americans […]
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Are Boarding Passes Targets for Scammers?

POSTED ON: January 14, 2020 BY: Kyle Krull
Boarding passes can be a source of identity theft for scammers. You travel frequently. Perhaps it is for business. Maybe you visit family inside or outside the country. Whatever the reason, you spend a lot of time in airports. You also have been assigned many boarding passes along the way. According to a recent HuffPost […]
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What Do Estate Planning Attorneys Do?

POSTED ON: January 14, 2020 BY: Kyle Krull
Estate planning attorneys help people get their affairs in order. Close your eyes and try to picture an attorney in your mind's eye. Who do you see? Likely it is a trial lawyer from a televisions show or movie. When it comes to estate planning attorneys, most people have no frame of reference. In fact, […]
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Are Mistakes on Target-Date Funds Avoidable?

POSTED ON: January 10, 2020 BY: Kyle Krull
Target-Date Funds can help you prepare for retirement. You know you need a significant nest egg for retirement. In fact, you have started saving. You are even using target-date funds. They seem simple enough. You pick the earliest date you estimate for retirement and let the fund do the work. You are set. According to […]
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How Do I Research Nursing Homes?

POSTED ON: January 9, 2020 BY: Kyle Krull
Nursing homes are not all the same. Many aging adults spend some time in a nursing home. The staff and nurses can help you live your life when you can no longer be fully independent. Nursing homes can be quite pleasant. Others can be problematic. According to a recent AARP article titled “Finding a Nursing […]
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How Do I Spot "Virtual Kidnapping" Scammers?

POSTED ON: January 8, 2020 BY: Kyle Krull
Scammers are hitting closer to home. Some frauds are perpetrated by friends, relatives, or caretakers. Some simply use those close to you. There is a frightening new fraud being perpetrated by scammers. They leverage your loved ones for money. Yikes! According to a recent AARP article titled “Virtual Kidnapping’ Terrorizes People Across the U.S.,” the […]
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What Responsibilities do Fiduciaries Have?

POSTED ON: January 7, 2020 BY: Kyle Krull
Fiduciaries have a number of legal responsibilities. Serving as a fiduciary is an honor. A fiduciary is often selected to administer an estate or trust. He or she may also be responsible for managing the lifetime finances of another individual as an attorney in fact under general durable power of attorney. According to a recent […]
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Should I Plan My Own Funeral?

POSTED ON: January 6, 2020 BY: Kyle Krull
Funeral arrangements are best made in advance. When you die, your family will grieve. The loss of a loved one cuts deep. The last thing they need to be doing is making big decisions. According to a recent The Leader article titled “Important to provide instructions for preferred funeral, burial wishes,” arranging your funeral in […]
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What Are Trust Funds?

POSTED ON: January 3, 2020 BY: Kyle Krull
Trust funds are not only for the super wealthy. You have heard of trust funds. Perhaps you envision the Rockefeller family. Maybe you visualize mansions, diamonds, and summer homes. According to a recent Business Insider article titled “A trust fund gives you control over your money after you’re gone, and it’s not just for the […]
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