Long-term care insurance helps cover costs. You are getting older. Your children are adults with their own families. Now they are the "sandwich generation"! Perhaps they have moved away because of their careers. Either way, you cannot think of one who would be able to provide full-time caregiving should you eventually require it. According to […]
Dementia and Alzheimer’s require proactive retirement planning. Getting older often involves declining cognitive functioning. For some, this involves a diagnosis of dementia or Alzheimer’s. These diagnoses can tend to derail retirement. According to a recent Barron’s article titled “Cognitive Decline Shouldn’t Derail Retirement Planning. Here Are Some Tips to Prepare Your Finances,” this makes proactive […]
Nursing homes are not all the same. Many aging adults spend some time in a nursing home. The staff and nurses can help you live your life when you can no longer be fully independent. Nursing homes can be quite pleasant. Others can be problematic. According to a recent AARP article titled “Finding a Nursing […]
Long-term care is more costly in certain states. The majority of Americans will require long-term care at some point in their lives. In fact, once you reach age 65 the chances of needing long-term care at some point is 70 percent! It is important to plan for this costly expense. You cannot plan properly without […]
Pets need you to plan for their futures. Your pets are a part of your family. Maybe you have dogs. Perhaps you prefer casts. Maybe your house is home to birds, fish, or exotic critters. Whether your pets have feathers, fins, or fur, these family members have been your companions for years. Unfortunately, your health […]
Caregiving is better shared. You have an aging loved one. Perhaps you have several aging loved ones. Getting older involves more health concerns. Should mental or physical capabilities diminish over time, then greater assistance will be required. Perhaps you have a family member with a disability or a chronic illness who is still fairly young. […]
Answer: Not having this long-term care coverage can be far more expensive than having it. Why? Life is unpredictable. You cannot know whether you will die young or old. There is no predicting how quickly your body will fail as you age. In short, there are no certainties when it comes to the aging process. […]
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Overland Park Estate Planning Attorney Kyle Krull assists clients in Kansas and Missouri with Estate Planning, Wills, Trusts, Revocable Living Trusts, Charitable Planning, Asset Protection and Business Succession Planning in the greater Kansas City area including Overland Park, Leawood, Olathe, Lenexa, Johnson County Kansas and Jackson County Missouri.
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