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Estate Planning for College Students?

POSTED ON: October 22, 2019 BY: Kyle Krull
College students need estate planning. Why? College can be a vulnerable time. These young adults are responsible for themselves—many for the first time. They must get to classes, make food, do laundry, set their alarms, and manage their own time without their parents. Oftentimes parents are feel unable to help or are unsure how to […]
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How Do I Set Up a Living Trust?

POSTED ON: October 21, 2019 BY: Kyle Krull
A living trust is a useful tool. Your estate plan needs a trust. Perhaps this is because you need to avoid an estate tax, whether at the state or the federal level. Maybe you have irresponsible heirs or heirs who are minors. Perhaps you simply want to avoid probate. According the a recent Yahoo! Finance […]
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Is Long-Term Care Insurance Expensive?

POSTED ON: October 18, 2019 BY: Kyle Krull
Answer: Not having this long-term care coverage can be far more expensive than having it. Why? Life is unpredictable. You cannot know whether you will die young or old. There is no predicting how quickly your body will fail as you age. In short, there are no certainties when it comes to the aging process. […]
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Is DIY Estate Planning a Good Idea?

POSTED ON: October 17, 2019 BY: Kyle Krull
DIY estate planning can be expensive. You have heard the words "estate plan" from family and friends. They advise you to get one. You reached out to a few attorneys and were overwhelmed by sticker shock. You then researched estate planning articles online. It looks simple enough. Surely, you can do-it-yourself. According to a recent […]
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Am I Too Young for Estate Planning?

POSTED ON: October 16, 2019 BY: Kyle Krull
Estate planning is for the young? No, really. Mortality is often the farthest thing from the minds of young people. They are busy getting degrees, starting careers, and growing families. Estate planning can wait. According to a recent The Cleveland Jewish News article titled “Younger generations should focus on estate planning, too,” delaying such preparations […]
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How Do I Find an Estate Planning Attorney?

POSTED ON: October 16, 2019 BY: Kyle Krull
Choosing the right estate planning attorney is essential. You know you need an estate plan. It is the critical for your the success of your comprehensive financial plan and the well-being of your family. According to a recent Next Avenue article titled “How to Find a Good Estate Planner,” you need to do more than simply […]
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Do I Really Need a Will in My Estate Plan?

POSTED ON: October 15, 2019 BY: Kyle Krull
A last will and testament is a necessary requirement for most estate plans. You know you need a plan for asset transfer when you die. You do not want to create a will. After all, surely there are cheaper ways to do this than engaging the assistance of an estate planning attorney. Right? According to […]
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How Do I Make My Estate Planning Fair?

POSTED ON: October 11, 2019 BY: Kyle Krull
Fair estate planning does not necessarily mean equal estate planning. Let me explain. You have multiple children. As children they were obsessed with fairness. Sister has a bigger cookie? It is not fair. Brother gets a later bedtime? Still not fair. According to a recent The Press Enterprise article titled “Why ‘fair’ and ‘equal’ aren’t always […]
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When Would I Need Advance Directives?

POSTED ON: October 10, 2019 BY: Kyle Krull
Advance Directives are essential for incapacity planning. Imagine the worst case scenario. That pickup truck just ran the red light. Crash! There has been an accident. You are incapacitated. Your loved ones have shown up to the hospital. The doctors are demanding decisions. According to a recent WRAL article titled “Advance directives lift burden of […]
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Do I Need an Estate Planning Attorney?

POSTED ON: October 9, 2019 BY: Kyle Krull
Experienced estate planning attorneys are game changers. Not all estate plans are created equal. A DIY plan can be downright dangerous! Mistakes are costly and the stakes are high. You cannot fix these problems after you die. According to a recent Next Avenue article titled “How to Find a Good Estate Planner,” you need to […]
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